How we can help you

IMMEDIATE HELP!

There are many reasons for financial difficulties, such as loss of a job, reduction in pay, illness or death of the breadwinner or too many credit card purchases that got out of hand. Money problems can be emotionally wrenching and seriously damage family relations.

The law helps those who are unable to pay their bills. At the Law Offices of Peter M. Iascone & Associates our experienced attorneys will help you get immediate relief from harassing creditors. If you are experiencing a garnishment of your wages, the law will immediately stop the garnishment and put an end to the case against you. If you are facing the foreclosure of your home, the immediate halt of the foreclosure of your home.

You may need the protection of the bankruptcy laws if you are unable to pay your bills on time. The law will protect you against aggressive bill collectors and preserve as much of your property for you as possible, in most cases all of your property.

At the Law Offices of Attorney Peter M. Iascone, you will be advised about your options to help you make the best of your situation. If you cannot manage your bills, call immediately for a free consultation to learn about your rights and avoid missing advantages that can be lost with the passage of time.

STOP FORECLOSURE NOW!

If your mortgage company is threatening or has begun foreclosure against your property, the law provides immediate relief.

If you have steady income you can file a Chapter 13 that will compel the mortgage company to stop the foreclosure proceedings immediately and to pay the payments that you are behind along with at least a percentage of your credit cards and loans over a 3 to 5 year period. A Chapter 13 will also discharge the unsecured debt you have. By Federal Law your mortgage company has no alternative but to stop the foreclosure no matter what stage it is in!

You Have A Right to Sue Harassing Debt Collectors

Debt collectors must treat you with truth, fairness, dignity, and respect. Period. Any debt collector who crosses the line and abuses you for the collection of a consumer debt can be sued in federal court for damages under a law called the Fair Debt Collection Practices Act (FDCPA).

Debt Collectors Are Prohibited From Doing Lots of Things

Threatening lawsuits, garnishment, liens, or arrest for not paying a bill
Calling your family, friends, neighbors or employers to collect a debt
Leaving abusive phone messages
Insulting, yelling or swearing at you
Calling your workplace after telling the collector not to call you there
Lying, threatening, or otherwise harassing you in any way

If you have suffered from any of these abusive bill collection practices, you may be entitled to compensation. We can help any consumer who is currently in collections, or has suffered from collection harassment. Call us today at (866) 977-8674 to speak with an attorney and get a free phone consultation on your case.

What to Do if You're Abused By a Collector

If you're contacted by a debt collector, you have a right to dispute the debt either verbally or in writing. If you want to preserve some rights under the FDCPA, you must send a written dispute within 30 days of your receipt of the first "validation notice" from the debt collector. Even if you owe the debt, or you cannot pay, you still have rights under the FDCPA. Most of our clients owe the debt being collected but because of financial circumstances, or a dispute over the goods or services, they cannot pay it. In order to preserve your rights under the law, it's important for you to keep good records of all of the contacts.
Important Steps You Can Take To Help Your Case

Save copies of all letters and notices from collection agencies.
Save all phone messages and voice mails- this is very important!
Make note of your conversations with these bill collectors.
Call a consumer rights attorney to help you recover your damages.

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